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Forum: Trying to Conceive with Medical Assistance

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  #1  
February 2nd, 2009, 05:36 PM
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Good evening ladies,

I am curious for those of you going thru IVF or have gone thru IVF when did you have to start paying? Thanks for the insight.
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  #2  
February 2nd, 2009, 05:41 PM
KMH KMH is offline
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Great question. I was just thinking about that today and wondering how it worked. Do you pay for it all at once, or do you pay for things as they happen (meds, retrieval, transfer, etc.)?
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  #3  
February 2nd, 2009, 05:57 PM
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Join Date: Nov 2008
Location: California
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Good question. With my first RE he rquired $4000.00 down(50%) to start the cycle and then pay as you go for anything addional. My current RE bills my insurance first and then any portion that comes back I pay for(They allow you to make arrangements for the rest)
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  #4  
February 2nd, 2009, 06:26 PM
~April04~'s Avatar Platinum Supermommy
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I have too pay a deposit at my orientation (tomorrow) and then the full balance at least 2 weeks before we cycle in.
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  #5  
February 2nd, 2009, 07:02 PM
Just_Marie's Avatar Platinum Supermommy
Join Date: Jan 2006
Location: Canada
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My timeline is slower up here, but I paid $200 in Aug to get on the waitlist, they called and asked for $6150 last week, and I paid all my meds $2800 to their pharmacy last week also--I don't pay for any scans or bloodwork, and so all I need to pay are my hotels and food now when we leave on the 12th. The $6150 also includes one year of freezing. I can't recall how much a FET will cost me if this fails.
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  #6  
February 2nd, 2009, 07:13 PM
kticesk8s's Avatar Mega Super Mommy
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Location: San Diego, CA
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I had to pay my full balance at the baseline ultrasound. If you use financing or credit cards, you may not have to make a payment for a little bit, if you need that extra time.
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  #7  
February 2nd, 2009, 07:14 PM
richmond_girl's Avatar Mega Super Mommy
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I was supposed to pay the full balance at my first 'menses' appt (baseline ultrasound) - but they were really flexible. Our insurance authorization hadn't gone through by the time that appt came, so even though we offered to pay the whole thing out of pocket and just get reimbursed later through insurance, the RE's office said they would just bill us later after the insurance went through.
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  #8  
February 2nd, 2009, 11:22 PM
ZaydensMomma's Avatar Aaron Nicole
Join Date: Nov 2006
Location: Louisiana
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I'd have to pay in full. People with insurance that cover IVF are extremely lucky.
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  #9  
February 2nd, 2009, 11:33 PM
nelson1229's Avatar Super Mommy
Join Date: May 2008
Posts: 577
my whole IVF process cost me $$5500, which was expected at the time of my trial transfer!! THIS actually included.. cryo freezing of sperm and embies.. trial transfer... IVF TRANFSER AND RETRIEVAL... HIV bloodwork... and my doctor was nice enough to not charge for a couple ultrasounds he had to do becuse my monitoring DR was an A hole!!

All my meds cost me $1200 with Kroger.. some of the meds were on the discount list!
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  #10  
February 3rd, 2009, 06:33 PM
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THanks ladies for all of your help. I do have health Insurance that covers 20k for a lifetime for infertility. So yes I am extremely fortunate and I count my blessing every day. I just started flo today so I callled the RE and will have my trial transfer appt and baseline on 2/13 yeah!!!!! They also said I do not have to pay until 2/26 whih I think is my start date since I just will start my bcp's tomorrow.
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  #11  
February 4th, 2009, 07:07 AM
Oriyan's Avatar Platinum Superdupermommy
Join Date: Sep 2006
Location: I am a stranger in a strange land.
Posts: 10,467
We had to pay as soon as we cycled in 100% everything we owed. I am almost 16 weeks pregnant, and now that the insurance has decided to pay for 80% of some procedures, we are STILL dealing with this and paying copays we never paid and.. ugh its so confusing.
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~~~~~~~~~~~~~~~~~
IVF #1: October 2008
July 22, 2009: Johnathan Jarrett is born! 10:41 am, 7lbs, 12oz, 21.5 inches

FET #2: March 2013 (Medicated cycle)
November 25, 2013: Lucas Ryan is born! 8:46 pm, 8lbs, 8oz, 20 inches (No epidural!)
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