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Aggravated!!! Ahhhhh!


Forum: Trying to Conceive with Medical Assistance

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  #1  
December 5th, 2009, 12:30 PM
Angel_Maker
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Ok, so aggravated is the censored version of how I'm feeling....I'm freaking pissed really.....


Why is it that I opened my mailbox today and found a bill from my hospital for $400 that my Insurance didn't cover (from my D&C!) Have I not been through enough??? GOOD GRIEF!!! That's $400.00 that I can't afford to spend right now. With Christmas, DH's Birthday, The Adoption, Our Anniversary......ugh! It's just not fair! We've spent over $30,000 just TRYING TO HAVE A BABY....why do I have to suffer further and pay when my babies DIE!!!! (I paid over $4K out of pocket when the boys died!!!)

It's just not fair!!! I'm trying to get out from underneath all of these medical bills, yet it seems like something else is always going wrong!!!

VENT OVER!!!
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  #2  
December 5th, 2009, 12:34 PM
Platinum Supermommy
Join Date: Oct 2008
Location: Minnesota
Posts: 8,103
Oh, Brandi... I'm so sorry that you have to deal with all this money-crap, on top of TTC/Infertility/Adoption! It's just not fair - plain and simple! Any way you can call the insurance company and try to get them to lower it a bit???

I know what you mean about being buried in bills. DH and I have already decided to fore go presents for each other this year... we just want to spend time together and save up our pennies for adoption.

Hang in there hun... you are one of the strongest women I know, and you'll make it through this!!!
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  #3  
December 5th, 2009, 12:36 PM
rebeccabaltimore and more's Avatar (rebeccabaltimore)
Join Date: Feb 2009
Posts: 1,842
The bill from Ethan's delivery was $20,000. We didn't have to pay that, but we did have to fork out $2,000 for the genetic testing, the insurance refused to cover it. We actually saved them money by doing the testing! Jerks.
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  #4  
December 5th, 2009, 12:58 PM
Mega Super Mommy
Join Date: Dec 2007
Posts: 1,292
UGH. TTC/adoption is STRESSFUL enough without the added stress of finances!

Can you call the hospital and ask them to work out a payment plan? Or even just extend the bill out another 30 days?

Or could you resubmit it to insurance w/an appeal letter and see if they'll end up paying it?

I'm sorry Brandi!
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  #5  
December 5th, 2009, 01:28 PM
momma S's Avatar Super Mommy
Join Date: Jul 2009
Posts: 837
ugh that is not fair
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  #6  
December 5th, 2009, 01:51 PM
KMH KMH is offline
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I'm sorry, Brandi. What a rotten thing to find in the mail
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  #7  
December 5th, 2009, 02:30 PM
redbirds's Avatar Blessed Again!
Join Date: Jul 2007
Location: CO
Posts: 18,447
((HUGS)) Brandi!!! I really loathe our insurance as well and am so glad DH's district is switching back to the old insurance we liked. We've had this sort of surprise ($500 for blood draws that they wouldn't cover because it was "procreation management) $500 for BLOOD WORK!

Sorry, I know this has to be beside painful and I just hope you are able to work it out with them, even just a deferred plan is helpful. We had them resubmit to my insurance company for a second review, and it took them 3 months, so it was 3 months to come up with the $$$ in case it wasn't covered for SURE!

You'll have your baby (or babies, you never know!) in your arms soon and all this financial crap will be so over and somehow even so worth it.
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  #8  
December 5th, 2009, 04:39 PM
Angel_Maker
Guest
Posts: n/a
Thanks girls Yes, I can call the hospital and get on a payment plan, but I'm already doing that for my bill from my Lap/Ovarian Drilling

I'm thinking about just sucking it up and writing the check! I want all of this TTC B#LL&H*T behind me as soon as possible......

Oh yeah, and the icing on the cake was that my Best Friend's daugther's 4th birthday party was today and *I* was the ONLY one there without a kid On top of that, DH had a meeting all day today so I had to suffer through it by myself......bleh, what a rotten day!!!

Last edited by Angel_Maker; December 5th, 2009 at 04:58 PM.
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  #9  
December 5th, 2009, 04:54 PM
momma S's Avatar Super Mommy
Join Date: Jul 2009
Posts: 837
Brandi, how hard to go to the party. Hoping next year you will have a cute little bundle with you!!! Just look forward at the good to come. I know that is beyond hard to do.
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  #10  
December 5th, 2009, 05:31 PM
MommytoaMiracle's Avatar Platinum Supermommy
Join Date: Nov 2009
Location: North Carolina
Posts: 10,571
First off, I want to say tht I am so sorry for what you are having to go through. It hurts like hell. I know.
I had a D&C back in January, & the hospital sent me a bill, as well.
Although, I have Tricare & I wasn't within the limits of an Army hospital, so I had to go to a civilian one.
It did hurt, though.
My insurance company ended up paying it, but not before totally reminding me of those dark, dark days.
I am, again, so sorry for your losses & wish you a healthy,happy baby.
You deserve it!
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  #11  
December 5th, 2009, 05:38 PM
MommaLee's Avatar Platinum Supermommy
Join Date: Mar 2009
Location: Texas
Posts: 8,982
That sucks! I know when I was in the hospital for pancreatitis my bill was about $20,000. I didn't pay the first bill because heck, I couldn't afford it. About a month later they sent me a settlement bill....if I paid around $1,500 they would call it even.

Honestly, if you can't afford it this month....I'd just pay $100 or something and let them send you another bill with the balance.
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