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Forum: Trying to Conceive with Medical Assistance

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  #1  
March 24th, 2011, 06:36 AM
KMH KMH is offline
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I know many of us have had to make some sacrifices to pay for our medical assistance...what are your best tips for pinching pennies?
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IVF babies Claire (3), Abigail (1) and George (1)

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  #2  
March 24th, 2011, 07:29 AM
MommaLee's Avatar Platinum Supermommy
Join Date: Mar 2009
Location: Texas
Posts: 8,967
I only buy items onsale unless they are necessities.....but I'm frugal anyways.
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  #3  
March 24th, 2011, 08:38 AM
Toots216's Avatar Super Mommy
Join Date: Apr 2010
Location: PA
Posts: 684
I also only shop sales or at outlets, and I took on a part time second job (on top of my regular full time job) for the extra cash. It doesn't pay that much, but it adds up over time! I will also be working a THIRD part time job starting in a few weeks (I'm scared that we are going to need IVF and we REALLY don't have the money for it.....)
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  #4  
March 24th, 2011, 09:44 AM
*JenJen*'s Avatar impatiently waiting
Join Date: Aug 2008
Location: west, but east. south, but not north.
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Eat at least one meatless meal a week, watch portions closely, stick closely to a cash only budget for groceries and once your shopping is done for the week, roll everything left into savings. Clipping coupons is an easy way to save on groceries, even if you just use them for toiletries. Look into transferring existing prescriptions, some pharmacies offer a giftcard or store credit for transfer-easy to save money and earn money.

Call your cable/internet company and ask if there is any way you can lower your bill. We got ours lowered an additional 45 dollars for 6 months because we simply asked, same with our cell phones.

Oh! Our bank offered us $15 one-time credit to switch to paperless billing!

We use swagbucks all the time to earn amazon giftcards, free money is free money, and I can earn $25 a month easily with it, and we roll them all towards purchases we need(last year we paid for christmas with it!).
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  #5  
March 24th, 2011, 10:43 AM
KMH KMH is offline
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Jen, this might be a dumb question, but what are "swagbucks." I have heard other people talk about it, but I don't know what it is!
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IVF babies Claire (3), Abigail (1) and George (1)

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  #6  
March 24th, 2011, 12:08 PM
LindseyandJoeinAL's Avatar Mega Super Mommy
Join Date: Aug 2009
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DH and I pay for almost *everything* with our Chase Visa and then pay it off each month. We earn on average $1000/year in rewards money. You'd be surprised what you can put on a credit card. We pay our utility bill, DISH satellite, cell phones, all groceries, gas, etc. That can really add up!
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Wonderful, sweet daughter Khloe born August 2011
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  #7  
March 24th, 2011, 02:02 PM
KMH KMH is offline
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Join Date: Sep 2008
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I'm a big coupon clipper...I usually save at least $20/week.

We hardly ever go out to eat (this is easier because we don't live in town).

I definitely don't pay retail for very many things...I have a few exceptions I try to shop ahead for the next season when everything goes on clearance.

I started coloring my own hair...that saves $120 every 6 weeks

We cut down on our cable package since we didn't really watch most of the channels anyway.

I try to hang clothes out on the clothesline when I can so I don't have to run the dryer, and we have a woodburning stove and try to use it instead of the central heat.
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Melissa & DH
IVF babies Claire (3), Abigail (1) and George (1)

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  #8  
March 25th, 2011, 05:07 AM
*JenJen*'s Avatar impatiently waiting
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Quote:
Originally Posted by KMH View Post
Jen, this might be a dumb question, but what are "swagbucks." I have heard other people talk about it, but I don't know what it is!
Swagbucks is a search engine. You can sign up here Earn Free Stuff by Getting Reward Points at Swagbucks.com

Basically, you use it instead of google, and earn swagbucks for searches. You can earn swagbucks by having the toolbar installed daily, plus sometimes they release swag codes, which are also good for swagbucks. When you have 450 swagbucks, you can trade them into the swag store for a $5 amazon.com giftcard, and you get the code to it about 5 days later.

It doesn't cost you anything, is easy to install and use and earn even without really trying, and it pays off for us every month for sure.
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My Blog
2006-2013 6+ years of NTNP, TTC, TTCMA, Losses, Surgeries, and Diagnoses.
RPL and Genetic Tests came back 100% normal | Endo, PCOS, severe MFI
Multiple early losses between 3 and 8 weeks.

Broken in heart, mind, and body. On a break until Summer 2014






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  #9  
March 25th, 2011, 01:12 PM
Angel_Maker
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I used to work 6 days a week [3 jobs]--- 1 full time and 2 part time

I cooked dinner EVERY nite...I planned all my meals around what was on sale and I didn't buy anything that wasn't a necessity.
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