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Forum: Trying to Conceive with Medical Assistance


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September 30th, 2007, 02:39 PM
jdecke04's Avatar Mega Super Mommy
Join Date: Dec 2006
Location: Pennsylvania
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Well ladies I was like most of you wondering how in the world we were going to pay for IVF. So I started doing some research and guess what....there are some states that mandate that the insurance companies pay for IVF up 3 tries per live birth with a $100k limit. Well Maryland is one of those states and since our insurance is out of Maryland we are covered. I am so excited. There are only 9 states out of 50 that have mandates on this. Make sure you check to see if your state is one of them. Your insurance just has to be issued out of that perticular state. So needless to say Dh and I are not stressing out anymore and the insurance company has to apy for it whether they like it or not. Not to many people seem to know about this because the insurance company does not want to tell you since they have to pay for it. Especially those that do not have fertility coverage. Just thought I would pass the information along.

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September 30th, 2007, 03:52 PM
Astrid's Avatar Platinum Supermommy
Join Date: Oct 2005
Location: Houston, TX
Posts: 27,408
That is awesome news! I know that many East Coast states fall under this category. Apparently the rest of the USA is a bit behind in recognizing infertility as a health issue.
Check out hEvan @ http://www.etsy.com/store/hEvan
for some great handmade items.
All proceeds go to a family struggling w/ infertility!

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September 30th, 2007, 06:00 PM
*CAMM*'s Avatar Platinum Supermommy
Join Date: Jan 2007
Location: somewhere over the rainbow
Posts: 8,635

I work for an insurance company and I just want to say to make sure that your policy accepts state mandates. Alot of them do not because they are self funded plans. Thats why most policies that cover IVF through a mandated state are government policies...someone who works for the state or Fed Government. So even if your state is a mandated state you wont always get the mandated benefits. Crappy deal I know..not saying your policy is like that but most of the time they are which is completly unfair!

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October 1st, 2007, 12:29 PM
Platinum Supermommy
Join Date: Aug 2005
Posts: 6,398
Does anyone know what the 9 states are?

Thank you to *Kiliki* for creating the perfect siggy!

"Victory is sweetest when you have known defeat" ~Malcolm Forbes

IUI #1 - Nov 07 = BFN, IUI #2 - Dec 07 = BFN
IVF #1 - Apr 08 = BFN
IVF #2 - Nov 18
Dec 2 - Beta 1: 198!! Dec 4 - Beta 2: 660!!
Dec 15 - 1st U/S - We're having twins!!!
Dec 23 - 2nd U/S - Surprise it's triplets!!!
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October 1st, 2007, 12:52 PM
aries2276's Avatar Mega Super Mommy
Join Date: May 2007
Location: New Jersey
Posts: 1,413
Arkansas,Hawaii,Illinois,Maryland,Massachusetts,Mo ntana,New Jersey,New York,Ohio,Rhode Island,West Virginia

Check out this link for a detailed coverage.

http://www.asrm.org/Patients/insur.html or

Me=32 (Anovulatory Cycles,High FSH)

TTC #1 since Feb 2006
Apr 06 - m/c. Aug 06 to Jan 06 - TTC naturally.
Feb 07 to Nov 07 - 5 unsuccessful IUI's with injectibles,1 ectopic,1 Laproscopy.Lost left tube

Jan 08 IVF # 1 - Ovulated Early. Converted to IUI -BFN
Mar 08 IVF # 2 - BFN

New RE:
May 08 - Clomid and IUI- BFP
Thank you Jesus for this miracle.

Our Precious baby born 5 Feb 09 @ 7:52pm. 7lb 8oz, 19 1/2"

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