Insurances can sure be a pain in the butt!! Luckily some of you have coverage for this stuff, as for Sarah- I hope your doctor continues to his 'tricks' to help you two out.
With our infertility stuff- i was NOT covered with my GYN....had to pay out of pocket for our IUIs which were about $150 each (yes, my gyn did them) , as well as the meds but they weren't more then $10 bucks a month but everything was covered 100% if we saw an actual RE. Now, with my pregnancy stuff- I'm now 100% covered with my OB-GYN (same doc as my GYN) So I get everything I need with out seeing the bills