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We're using ours for cord blood banking (the check will be $1500 and CB will be $1400). We don't have it yet, but we don't need it yet, either. We also banked Ben's blood. I'm an identical twin, so the blood is a potential match to me, my hubby, my sister, my kids, and her kids. I felt it was worth the cost. When you break it down, it's like paying $5/mo for 21 years. Then the blood becomes Ben's property. He's free to donate it or pay storage costs.