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Do you use cash?


Forum: Frugal Mommies

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  • 1 Post By SeattleLMP
  • 1 Post By LUSHaye

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  #1  
May 13th, 2014, 11:53 AM
ashleighgurl's Avatar Loving Wife and Mommy
Join Date: Jan 2007
Location: Arizona - formally, Michigan
Posts: 12,775
Do you use cash for most purchases?Do you find that you spend less? More?
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Kyleigh - 5 years old
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  #2  
May 15th, 2014, 12:20 AM
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Join Date: May 2014
Posts: 19
Almost never. I have lost large sums of cash before, and had large sums stolen from me on the more than one occasion. It's safer in the bank.
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  #3  
May 15th, 2014, 09:58 AM
LUSHaye's Avatar Mega Super Mommy
Join Date: Jun 2013
Location: Colorado
Posts: 1,005
I rarely carry cash. But when I do, I prefer to carry big bills. It just discourages me from spending because I don't want to deal with all the change that comes with it. You end up with all these small bills and coins everywhere. Just a mess to me. But if I'm trying to limit my spending for a period of time, I'll pull out cash and just use that. Otherwise I prefer my card. Helps me keep better track of my money.
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  #4  
June 9th, 2014, 11:38 PM
ashleighgurl's Avatar Loving Wife and Mommy
Join Date: Jan 2007
Location: Arizona - formally, Michigan
Posts: 12,775
I used to spend less when I carried cash. It has gotten better now that we have really gotten into budgeting and being accountable for where every cent goes. In the past, it did help, though. Now, we don't carry too much cash.
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*Ashleigh*
Wife*Mother*Student*Entrepreneur*
Kyleigh - 5 years old
Our beautiful miracle baby..
Welcomed after 2 years of TTC.
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  #5  
July 22nd, 2014, 10:12 AM
Kayakgirl's Avatar Super Mommy
Join Date: Jul 2010
Location: Michigan
Posts: 579
I pretty much only use cash for stuff like garage sales, fast food, and random purchases under $10. Everything else seems to go on our credit card to earn cash back. It takes a lot of self-discipline to not overspend when you use your credit card all the time, but my husband and I are pretty good about it.
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