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I think I'm ready for Sunday


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  #1  
August 23rd, 2007, 06:23 PM
dzine21's Avatar Platinum Supermommy
Join Date: Feb 2006
Location: Mid USA/Corn fields
Posts: 6,030
CVS deal all worked out--now if they have everything, that's another story.

Zantac 5.49--5.49EB
Serenity 4.99-1.00--4.99EB
Johnsons 5.99-4.00cp--2.00EB
Johnsons 5.99-4.00cp--2.00EB
Caress 2.99-.70cp
Caress 2.99-.70cp

Total 28.44- 4/20 = 24.44-10.99EB = 13.45-10.40 = $3.05 + tax OOP and I have a 3.99EB to use if needed.

getting back $14.48 ECBs

I think that's right...Hm. And I got a $25 gift card for transfering my prescript the other day & the x3 ECBs until Sept 15.



I wish I had a zantac coupon.

I love the new caress in the red/orange bottle. It smells so yummy and feels so good. I'm going to have to watch it, it make me want to eat it! LOL
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  #2  
August 23rd, 2007, 06:33 PM
MandiK's Avatar Platinum Supermommy
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There are Zantac coupons out there. I can't get you one by Sunday, though.
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Definition (Webster's 2006) of "MandiK":
A 20something, graduate student, college prof, tree hugging, time managing, coupon addicted, cosmetic selling, dirt worshipping, girl who is in love with Ben and welcomed Sofie Grace on 1/31/11.
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  #3  
August 23rd, 2007, 06:36 PM
dzine21's Avatar Platinum Supermommy
Join Date: Feb 2006
Location: Mid USA/Corn fields
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I know. Oh, just got an idea. Got to find my friend!
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  #4  
August 23rd, 2007, 06:43 PM
paganempath
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What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later.
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  #5  
August 23rd, 2007, 06:46 PM
dzine21's Avatar Platinum Supermommy
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Location: Mid USA/Corn fields
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I think we're 7% unless it's food. Let me grab at the trash...Yup 7%
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  #6  
August 23rd, 2007, 06:50 PM
paganempath
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Then your OOP should be $3.26. Let me know if it ends up being accurate, k? Also, is there any way you can shift around your EB's to get a lower OOP?
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  #7  
August 23rd, 2007, 06:54 PM
dzine21's Avatar Platinum Supermommy
Join Date: Feb 2006
Location: Mid USA/Corn fields
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I have 2.99, 4.00, 4.00, and 3.99 in my hands. the 2.99 expires first in 2 weeks. I guess I could switch it around a little. or if I get another coupon somewhere and can adjust.

I may be able to get a coupon for the zantac from jeni-jonny'smom for a trade.
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  #8  
August 23rd, 2007, 07:02 PM
paganempath
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What you could do is use that extra $3.99 EB in place of the $2.99. I'm sure you can find something else to use it on before it expires. Plus most stores will push through expired EB's anyway-- good info to have just in case. Do you buy milk from CVS? Mine has it on sale this week for $2.99. I don't know if it's the same where you are but that's an idea for it.

If you substituted it, you could knock down your OOP to $2.19. And even less if you're able to find a Zantac coupon. Check for one of those coupon machines in the aisle. Sometimes you can get lucky.

In the end, just do whichever you feel comfortable doing. I love to have as little OOP as possible so I'm a bit obsessive about it.
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  #9  
August 23rd, 2007, 07:34 PM
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Join Date: Oct 2006
Posts: 32,940
Quote:
What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later. [/b]
The tax formula will depend on your state's laws. I've had negative subtotals before from using coupons, but I still get charged the tax on the full amount, making we have to pay. I just had this the other day when the cashier messed up my diaper coupons (in a good way for me!). My subtotal was -.05, tax was 3.45 so I ended up paying 3.40.
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  #10  
August 23rd, 2007, 07:39 PM
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In my state I think they deduct the ECBs before calculating tax but not the coupons.
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  #11  
August 23rd, 2007, 08:21 PM
MandiK's Avatar Platinum Supermommy
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I'm almost positive that Michigan is full retail amount for the taxable value ... before coupons or EBs or whatever. They'd be silly to do it any other way, at least business wise, because they have to pay the full retail taxable amount to the state ... why would they not want to recoup the whole thing?
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  #12  
August 23rd, 2007, 08:22 PM
donomama
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Where did you get those $4.00 Johnson's coupons?!?!?!
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  #13  
August 24th, 2007, 02:39 AM
groovie's Avatar Mega Super Mommy
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jOHNSON'S COUPONS
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  #14  
August 24th, 2007, 05:51 AM
CBMS
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Quote:
What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later. [/b]

Teri--they only don't tax the CVS coupons and EB's (those are considered "sale price" reductions), and the manu coupons are taxable. Otherwise my purchase yesterday would have been 0.00 instead of 0.07. I got a 3.99 item, used 2.99 in EB, and had a 1.00 manu coupon--the 1.00 was taxed.
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  #15  
August 24th, 2007, 06:00 AM
paganempath
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Quote:
Quote:
What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later. [/b]

Teri--they only don't tax the CVS coupons and EB's (those are considered "sale price" reductions), and the manu coupons are taxable. Otherwise my purchase yesterday would have been 0.00 instead of 0.07. I got a 3.99 item, used 2.99 in EB, and had a 1.00 manu coupon--the 1.00 was taxed.
[/b]
I thought I had finally figured it out. My total is always less than what I thought it would be-- no matter what way I figure it. Not that it's a bad thing!
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  #16  
August 24th, 2007, 06:08 AM
dzine21's Avatar Platinum Supermommy
Join Date: Feb 2006
Location: Mid USA/Corn fields
Posts: 6,030
I think I'll nix one of the caress items. I love them to death, but i bet I can wait until there is a good sale on them. That'll change things a little more in my favor. I can't get milk because we are going on vacation for the week. It'll sit and coagulate all week. EWWW.

Zantac 5.49--5.49EB
Serenity 4.99-1.00--4.99EB
Johnsons 5.99-4.00cp--2.00EB
Johnsons 5.99-4.00cp--2.00EB
Caress 2.99-.70cp

Total 25.45- 4/20 = 21.45-10.99EB = 10.46-9.70 = $0.76 + tax(0.73?) OOP and I have a 3.99EB to use if needed.

getting back $14.48 ECBs

That's better.
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<div align="center">My baby girl, Jillian Autumn, is due in December!


</div>
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  #17  
August 24th, 2007, 08:21 AM
CBMS
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Posts: n/a
Quote:
I think I'll nix one of the caress items. I love them to death, but i bet I can wait until there is a good sale on them. That'll change things a little more in my favor. I can't get milk because we are going on vacation for the week. It'll sit and coagulate all week. EWWW.

Zantac 5.49--5.49EB
Serenity 4.99-1.00--4.99EB
Johnsons 5.99-4.00cp--2.00EB
Johnsons 5.99-4.00cp--2.00EB
Caress 2.99-.70cp

Total 25.45- 4/20 = 21.45-10.99EB = 10.46-9.70 = $0.76 + tax(0.73?) OOP and I have a 3.99EB to use if needed.

getting back $14.48 ECBs

That's better.[/b]
That looks right. Tax would be on the 10.46 because the 9.70 is all manu coupons...
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  #18  
August 24th, 2007, 02:06 PM
Platinum Supermommy
Join Date: Oct 2006
Posts: 32,940
Quote:
jOHNSON'S COUPONS[/b]

THANK YOU THANK YOU THANK YOU!!!
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  #19  
August 24th, 2007, 05:41 PM
Platinum Supermommy
Join Date: Dec 2006
Location: Southern Indiana
Posts: 8,066
I think the Caress is in their September deals. Buy $25 get $5 ECB.
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  #20  
August 24th, 2007, 06:49 PM
donomama
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Quote:
jOHNSON'S COUPONS[/b]

Thanks! For some reason, I can't get it to pring though.
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