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  #1  
September 20th, 2007, 06:59 PM
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Posts: 32,940
That's all I have left!!!
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  #2  
September 20th, 2007, 07:06 PM
SusieQ2's Avatar Jersey Girl
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Location: New Jersey
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Well knowing you and some of the other girls here that should be enough to get you about $50 worth of stuff!
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  #3  
September 20th, 2007, 07:10 PM
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Join Date: Dec 2006
Location: Southern Indiana
Posts: 8,066
Sigh, I was just updating. I will report back with what I have but I fear I maybe over.

Yep, just updated. I'm currently over by $7.88. I will probably spend another$15-$20 next week (at least I hope that's all). I've been lured in by the CVS pepsi deal and the $1 Dawn at Walgreens. Plus I need bread, juice and lunchmeat for next week.
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  #4  
September 20th, 2007, 07:49 PM
frgsonmysox's Avatar Platinum Supermommy
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I have about that much in all my bank accounts total. I feel your pain.
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  #5  
September 20th, 2007, 07:52 PM
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Well, that's not what I REALLY have left, it's what I left from my amount. There's about $800 in the safe upstairs and I get paid tomorrow...need to save it...need to save it...don't spend it...don't spend it...
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  #6  
September 20th, 2007, 07:55 PM
frgsonmysox's Avatar Platinum Supermommy
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lol. I can't wait until Chris either deploys (well I can... but you know what I mean!) or tax time. We are sticking 1000 dollars in the savings account and pretending like that amount is 0. We vowed that 1000 in savings will be our new 0.
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~Beth~ Wife to my Airman Chris, and mommy to: Anthony Nathaniel (8/31/04), Anastasia Fae (8/01/06), Baby C (lost on 10/12/07), David Cillian (7/31/08), Charles George (4/29/10), and Alan Christopher (2/22/12)





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  #7  
September 20th, 2007, 08:00 PM
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I don't even consider our emergency fund or our $ in CDs. We haven't pulled any money from there in such a long time that I forget they are there! I just can't wait until we can get our debt paid off. This spring will be very good for us...tax refund and hubby is teaching 2 classes at the college.
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  #8  
September 20th, 2007, 08:11 PM
frgsonmysox's Avatar Platinum Supermommy
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Yes, our debt should be gone by tax time/deployment time. I'm the most excited about that. Thats an extra 400$ a month just in CC payments.
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  #9  
September 20th, 2007, 08:16 PM
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Quote:
Yes, our debt should be gone by tax time/deployment time. I'm the most excited about that. Thats an extra 400$ a month just in CC payments.[/b]
That's great! We def won't be debt free in the spring, but the $$$ will really help get the ball rolling! We're also still waiting to find out what my husband's raise for getting his masters is going to be...they have a stupid rule about only being able to give out so many promotions per calendar year so we are waitng...not so patiently!!! We have 2 large balance CC -mostly from paln e stuff (luckily with only 1.99 and 2.99% interest), 2 students loans, and the truck loan.

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  #10  
September 20th, 2007, 08:20 PM
frgsonmysox's Avatar Platinum Supermommy
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well I should resay that. We won't have the car completely paid off. But the CC's will be gone. Our interest rates are out the roof. I can't wait until thats all gone. The car is getting refinanced at that time for a lower payment but we'll put the extra on principal. Our goal is to pay off the trailblazer completely, save up a HUGE down payment for a mini van and then trade it in for the remainder of the money and not have a car payment on our next car.
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  #11  
September 20th, 2007, 08:26 PM
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We used last year's tax return to pay for about 25% of the truck (Explorer). We just got it in March. Even though that interest is 6% we are paying on the CCs first bc we just want to be done with them and it would only save a few hundred if we did the truck first. We're worrying about the students loans last sicne the interest is tax deductible and the rates are low. After the CCs and truck we want to pay more on the mortgage to get rid of PMI. Rough calculations put us at paying EVERYTHING off in about 10 years! Gosh, that would be so cool!
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  #12  
September 21st, 2007, 05:19 AM
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i cant wait for tax time either. I think I have about 90 bucks left for the month, and I dont know that I will touch it
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  #13  
September 21st, 2007, 05:24 AM
Butter's Avatar Heather the Mama Duk
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Location: San Antonio TX
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It would be so nice to be out of debt... should be about 3 years...
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  #14  
September 21st, 2007, 07:15 AM
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Location: Southern Indiana
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We have debt too, sigh. I'm not super worried about it though since it's not killing us. We're lucky enough with our jobs to make pretty good money for our area.

I hate that we have an in-vitro loan when we didn't even get a baby out of it but I'm not sorry for anything we tried. All in all it was about $20K but we've already paid about 1/2 and the rest will be paid off by the end of '09 at the latest so 3 years to pay it back isn't too bad I guess.

I usually manage to sock some away in savings each month, our current goal is to have $45K in savings by June 2010 so that when we move we can put 20% down and still have $15K left over. We are about 1/4 of the way there.
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  #15  
September 21st, 2007, 07:46 AM
frgsonmysox's Avatar Platinum Supermommy
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Wow, financially you guys are off way better than me! We hope to be completely out of debt in about two years, but we don't have a house payment and our CC's are pretty low. Chris doesn't make much so that makes it a bit tight.
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  #16  
September 21st, 2007, 12:13 PM
MandiK's Avatar Platinum Supermommy
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We won't be out of consumer debt for probably 5 years, then there's the mortgage. It would be amazing if we didn't have crap for income. *sigh* I'm having a bitter day about it. I feel your pain, debt-laden ladies.
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  #17  
September 21st, 2007, 12:34 PM
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I'm sure we'll pretty much always have SOME debt between car loans and mortgages. I drive an hour each way to work and back so by the time I get one car paid for (and I buy used) it will almost be time to get another one. I was able to go without a car payment until last year but then my trusty Cavalier decided it would be a good time for almost everything to go wrong with it.

My parent's had bought it for me when I was 18. It was 2 years old and had a salvage title (the lot it was on was flooded, it was inside but they had to salvage title everything if they were going to do anything). They paid $2,500 for it and I drove it for 8 years. Sigh, I miss that car. I traded it in on a 1 1/2 year old Cobalt last November.
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