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This isn't so much a debate--but I can't think of anyone who would be more likely to know the answer than you ladies--so here's the story..
Feel free to debate it if you'd like
(copied from Military Mommies)
Ok. About 11 months ago I sold my 2000 Honda Civic -- excellent condition, 80,000ish miles, loaded, literally in next to new condition for being 6 years old. The reason I was selling it(in the newspaper) was because I'd had Elizabeth and a 2-door just wasn't working for me anymore. So we got an SUV.
I sold it to this young guy who financed it through an air force credit union with his mom as co-signer(for $8k). Before he bought it, he brought a mechanic friend out to look at it and everything. Said it was in great shape.
So to get to the point---today I get a letter in the mail from this credit union asking me to call them as soon as possible as they have been trying to contact me regarding the 2000 Honda Civic I sold to this family in May of last year. I tried calling, but the lady had already left for the day. So I have to wait to call back..
Anyone know what this can mean? The only thing I can think of is that either they defaulted on the loan(which, why that would have anything to do with me--I dunno) or something happened to the car and they want to blame/accuse/sue me. I doubt they'd be dumb enough to sue me--because they really have nothing to work with. I sold the car 100% legally. I was truthful about everything, have a bill of sale stating that the car was sold "as is". They had a mechanic check it out before I sold it.
So they can't really do anything to me, right?? Do you know of another reason the bank would be calling me NOW?
I can't think of a single thing they could sue you for. And you would in NO WAY be responsible if they defaulted on the loan, unless you co-signed (which I assume you didn't do.). Maybe they defaulted and they are contacting you to see if you know of their wherabouts or something. Who knows, I am curious though, keep us updated when you call tomorrow.
Definately didn't co-sign.. LOL, people can sue a bird for crapping on their car nowadays--they 'could' sue me for some made up reason if they wanted to. They wouldn't win, but it would be a huge pain in the butt to me.
Definately didn't co-sign.. LOL, people can sue a bird for crapping on their car nowadays--they 'could' sue me for some made up reason if they wanted to. They wouldn't win, but it would be a huge pain in the butt to me.[/b]
After almost a year, they would be hard pressed to find anything to hold water.
ETA-LMAO suing a bird for crapping on a car......too funny, and sadly true.
I don't know where you live, but I live in florida and if you buy a used car (private or dealership) it is yours and you cannot return it at all, unless it has a warranty. If you live in Califonia you only have 3 days from the purchase date to return the car. So there is no way he can sue you. And by the way banks are soooo stupid that they probably had a mix up and it will easily be repaired.
I don't think they'd have a reason to sue you. Like a PP said, it may be that he's defaulted and maybe they're looking to see if you have any information on how or where to find him. They may think you're a friend or something.
Soo to update--I got ahold of the lady this morning--turns out it was something little--I tend to overreact.
The title had my maiden name on it, so to transfer it into their name---she needs a copy of my marriage certificate showing why I had a name change. Why the heck it took this long and it's still my problem I dunno.
ETA: Should I do it? Two people now have told me this seems odd, and doesn't make sense.
Its taken them 10 months to contact you about this? Shouldn't they have done this last year when they sold the car? I don't understand why they would even contact you about something so little, especially 10 months later.
Personally, i would be cautious, but thats just me. I wouldn't do it.
A marriage license is a public records document, so anyone could go down and look it up. It's not really one of those confidential docs that you need to guard. It would be doing her a big favor to just fax her a copy of it or take it down to her. I wouldn't worry about it. DMV paperwork can be complex and take a long time, especially over something like this.