Am I going to be sued??

flygirls2 · #1 March 11th, 2007, 08:06 PM

This isn't so much a debate--but I can't think of anyone who would be more likely to know the answer than you ladies--so here's the story..

Feel free to debate it if you'd like

(copied from Military Mommies)

Ok. About 11 months ago I sold my 2000 Honda Civic -- excellent condition, 80,000ish miles, loaded, literally in next to new condition for being 6 years old. The reason I was selling it(in the newspaper) was because I'd had Elizabeth and a 2-door just wasn't working for me anymore. So we got an SUV.

I sold it to this young guy who financed it through an air force credit union with his mom as co-signer(for $8k). Before he bought it, he brought a mechanic friend out to look at it and everything. Said it was in great shape.

So to get to the point---today I get a letter in the mail from this credit union asking me to call them as soon as possible as they have been trying to contact me regarding the 2000 Honda Civic I sold to this family in May of last year. I tried calling, but the lady had already left for the day. So I have to wait to call back..

Anyone know what this can mean? The only thing I can think of is that either they defaulted on the loan(which, why that would have anything to do with me--I dunno) or something happened to the car and they want to blame/accuse/sue me. I doubt they'd be dumb enough to sue me--because they really have nothing to work with. I sold the car 100% legally. I was truthful about everything, have a bill of sale stating that the car was sold "as is". They had a mechanic check it out before I sold it.

So they can't really do anything to me, right?? Do you know of another reason the bank would be calling me NOW?

Cereal Killer · #2 March 11th, 2007, 08:21 PM

I can't think of a single thing they could sue you for. And you would in NO WAY be responsible if they defaulted on the loan, unless you co-signed (which I assume you didn't do.). Maybe they defaulted and they are contacting you to see if you know of their wherabouts or something. Who knows, I am curious though, keep us updated when you call tomorrow.

flygirls2 · #3 March 11th, 2007, 08:33 PM

Definately didn't co-sign.. LOL, people can sue a bird for crapping on their car nowadays--they 'could' sue me for some made up reason if they wanted to. They wouldn't win, but it would be a huge pain in the butt to me.

Cereal Killer · #4 March 11th, 2007, 09:41 PM

Quote:

Definately didn't co-sign.. LOL, people can sue a bird for crapping on their car nowadays--they 'could' sue me for some made up reason if they wanted to. They wouldn't win, but it would be a huge pain in the butt to me.[/b]

After almost a year, they would be hard pressed to find anything to hold water.
ETA-LMAO suing a bird for crapping on a car......too funny, and sadly true.

ryannjakesmommy · #5 March 12th, 2007, 05:59 AM

I don't know where you live, but I live in florida and if you buy a used car (private or dealership) it is yours and you cannot return it at all, unless it has a warranty. If you live in Califonia you only have 3 days from the purchase date to return the car. So there is no way he can sue you. And by the way banks are soooo stupid that they probably had a mix up and it will easily be repaired.

AmberL · #6 March 12th, 2007, 11:13 AM

I don't think they'd have a reason to sue you. Like a PP said, it may be that he's defaulted and maybe they're looking to see if you have any information on how or where to find him. They may think you're a friend or something.

flygirls2 · #7 March 12th, 2007, 07:43 PM

Soo to update--I got ahold of the lady this morning--turns out it was something little--I tend to overreact

.

The title had my maiden name on it, so to transfer it into their name---she needs a copy of my marriage certificate showing why I had a name change. Why the heck it took this long and it's still my problem I dunno.

ETA: Should I do it? Two people now have told me this seems odd, and doesn't make sense.

Marissa · #8 March 13th, 2007, 03:15 AM

Its taken them 10 months to contact you about this? Shouldn't they have done this last year when they sold the car? I don't understand why they would even contact you about something so little, especially 10 months later.

Personally, i would be cautious, but thats just me. I wouldn't do it.

Cereal Killer · #9 March 13th, 2007, 06:53 AM

I don't know how willing I would be to give out personal information and documents after almost a year.

wewantaminime · #10 March 13th, 2007, 05:45 PM

where is this bank, can you go there with the documents?

flygirls2 · #11 March 13th, 2007, 07:45 PM

^yes I could go there.. Hmmm I dunno what I should do!

~Jess~ · #12 March 14th, 2007, 09:49 PM

A marriage license is a public records document, so anyone could go down and look it up. It's not really one of those confidential docs that you need to guard. It would be doing her a big favor to just fax her a copy of it or take it down to her. I wouldn't worry about it. DMV paperwork can be complex and take a long time, especially over something like this.