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-   -   I think I'm ready for Sunday (http://www.justmommies.com/forums/f88-frugal-mommies/701335-i-think-i-m-ready-for-sunday.html)

dzine21 August 23rd, 2007 06:23 PM

CVS deal all worked out--now if they have everything, that's another story.

Zantac 5.49--5.49EB
Serenity 4.99-1.00--4.99EB
Johnsons 5.99-4.00cp--2.00EB
Johnsons 5.99-4.00cp--2.00EB
Caress 2.99-.70cp
Caress 2.99-.70cp

Total 28.44- 4/20 = 24.44-10.99EB = 13.45-10.40 = $3.05 + tax OOP and I have a 3.99EB to use if needed.

getting back $14.48 ECBs

I think that's right...Hm. And I got a $25 gift card for transfering my prescript the other day & the x3 ECBs until Sept 15.



I wish I had a zantac coupon.

I love the new caress in the red/orange bottle. It smells so yummy and feels so good. I'm going to have to watch it, it make me want to eat it! LOL

MandiK August 23rd, 2007 06:33 PM

There are Zantac coupons out there. I can't get you one by Sunday, though.

dzine21 August 23rd, 2007 06:36 PM

I know. :( Oh, just got an idea. Got to find my friend!

paganempath August 23rd, 2007 06:43 PM

What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later. ;)

dzine21 August 23rd, 2007 06:46 PM

I think we're 7% unless it's food. Let me grab at the trash...Yup 7%

paganempath August 23rd, 2007 06:50 PM

Then your OOP should be $3.26. Let me know if it ends up being accurate, k? Also, is there any way you can shift around your EB's to get a lower OOP?

dzine21 August 23rd, 2007 06:54 PM

I have 2.99, 4.00, 4.00, and 3.99 in my hands. the 2.99 expires first in 2 weeks. I guess I could switch it around a little. or if I get another coupon somewhere and can adjust.

I may be able to get a coupon for the zantac from jeni-jonny'smom for a trade.

paganempath August 23rd, 2007 07:02 PM

What you could do is use that extra $3.99 EB in place of the $2.99. I'm sure you can find something else to use it on before it expires. Plus most stores will push through expired EB's anyway-- good info to have just in case. Do you buy milk from CVS? Mine has it on sale this week for $2.99. I don't know if it's the same where you are but that's an idea for it.

If you substituted it, you could knock down your OOP to $2.19. And even less if you're able to find a Zantac coupon. Check for one of those coupon machines in the aisle. Sometimes you can get lucky.

In the end, just do whichever you feel comfortable doing. I love to have as little OOP as possible so I'm a bit obsessive about it. :wacko:

~Kris~ August 23rd, 2007 07:34 PM

Quote:

What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later. ;) [/b]
The tax formula will depend on your state's laws. I've had negative subtotals before from using coupons, but I still get charged the tax on the full amount, making we have to pay. I just had this the other day when the cashier messed up my diaper coupons (in a good way for me!). My subtotal was -.05, tax was 3.45 so I ended up paying 3.40.

Mama2Miracles August 23rd, 2007 07:39 PM

In my state I think they deduct the ECBs before calculating tax but not the coupons.

MandiK August 23rd, 2007 08:21 PM

I'm almost positive that Michigan is full retail amount for the taxable value ... before coupons or EBs or whatever. They'd be silly to do it any other way, at least business wise, because they have to pay the full retail taxable amount to the state ... why would they not want to recoup the whole thing?

donomama August 23rd, 2007 08:22 PM

Where did you get those $4.00 Johnson's coupons?!?!?!

groovie August 24th, 2007 02:39 AM

jOHNSON'S COUPONS

CBMS August 24th, 2007 05:51 AM

Quote:

What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later. ;) [/b]

Teri--they only don't tax the CVS coupons and EB's (those are considered "sale price" reductions), and the manu coupons are taxable. Otherwise my purchase yesterday would have been 0.00 instead of 0.07. :D I got a 3.99 item, used 2.99 in EB, and had a 1.00 manu coupon--the 1.00 was taxed. ;)

paganempath August 24th, 2007 06:00 AM

Quote:

Quote:

What's your sales tax rate? I finally figured out the CVS formula for calculating all the EB's, coupons, and tax. They subtract all coupons and EB's you use from the pre-tax amount first which then brings down the taxable amount. So to calculate your tax in there, you get to use the $3.05 amount which is a great plus for you. And that means you can save that extra EB you have for later. ;) [/b]

Teri--they only don't tax the CVS coupons and EB's (those are considered "sale price" reductions), and the manu coupons are taxable. Otherwise my purchase yesterday would have been 0.00 instead of 0.07. :D I got a 3.99 item, used 2.99 in EB, and had a 1.00 manu coupon--the 1.00 was taxed. ;)
[/b]
I thought I had finally figured it out. My total is always less than what I thought it would be-- no matter what way I figure it. Not that it's a bad thing! :D

dzine21 August 24th, 2007 06:08 AM

I think I'll nix one of the caress items. I love them to death, but i bet I can wait until there is a good sale on them. That'll change things a little more in my favor. I can't get milk because we are going on vacation for the week. It'll sit and coagulate all week. EWWW.

Zantac 5.49--5.49EB
Serenity 4.99-1.00--4.99EB
Johnsons 5.99-4.00cp--2.00EB
Johnsons 5.99-4.00cp--2.00EB
Caress 2.99-.70cp

Total 25.45- 4/20 = 21.45-10.99EB = 10.46-9.70 = $0.76 + tax(0.73?) OOP and I have a 3.99EB to use if needed.

getting back $14.48 ECBs

That's better.

CBMS August 24th, 2007 08:21 AM

Quote:

I think I'll nix one of the caress items. I love them to death, but i bet I can wait until there is a good sale on them. That'll change things a little more in my favor. I can't get milk because we are going on vacation for the week. It'll sit and coagulate all week. EWWW.

Zantac 5.49--5.49EB
Serenity 4.99-1.00--4.99EB
Johnsons 5.99-4.00cp--2.00EB
Johnsons 5.99-4.00cp--2.00EB
Caress 2.99-.70cp

Total 25.45- 4/20 = 21.45-10.99EB = 10.46-9.70 = $0.76 + tax(0.73?) OOP and I have a 3.99EB to use if needed.

getting back $14.48 ECBs

That's better.[/b]
That looks right. Tax would be on the 10.46 because the 9.70 is all manu coupons...

~Kris~ August 24th, 2007 02:06 PM

Quote:

jOHNSON'S COUPONS[/b]

THANK YOU THANK YOU THANK YOU!!!

Mama2Miracles August 24th, 2007 05:41 PM

I think the Caress is in their September deals. Buy $25 get $5 ECB.

donomama August 24th, 2007 06:49 PM

Quote:

jOHNSON'S COUPONS[/b]

Thanks! For some reason, I can't get it to pring though. :(


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