debt

Don’t Go Into Debt This Christmas: Think Before You Spend

At holiday time, ‘tis the season to be jolly – but for many it’s also the time of year to go deeply into debt. With so many people already having a hard time financially, the thought of starting the new year with yet more money problems can be very troubling. But with early and careful planning, you can celebrate the holiday season and still remain debt-free. Before you start shopping, talk with family and friends about cutting back on gift giving this year. » Read more

Paying Off Your Credit Cards: The Five Step Plan

The current economic crisis can seem overwhelming and out of control – but you can exert more control over your own financial situation, and paying off your credit cards should be at the top of your personal “to do” list. » Read more

15 Simple Ways to Lower Your Monthly Budget

For many of us, frugal living is scary. Yet, most of us would like to spend less and have more money in our pockets at the end of the month. When you start thinking about cutting down your bills, it might seem like there isn’t a lot you can do to save money. You might think of a lot of little things but each little thing by itself might not seem significant or worth your while. » Read more

4 Ways to Recession Proof Your Family Finances

It doesn’t take an economic wizard to know that we’re living in tough times. It’s easy to get overwhelmed, but there are still ways to protect your finances and try to make your family recession proof. During difficult economic times it’s more important than ever to be prepared for unexpected setbacks. » Read more