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September 16th, 2009, 06:32 PM
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MyDuckySam MyDuckySam is offline
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Join Date: Apr 2008
Location: Four Corners, FL
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First, ignore your MIL. That's fraud and if they found out, they can and will charge you as such.

What state are you in and what insurance do you have? Most states declare that pregnancy cannot be deemed a pre-existing condition.

There are also some companies, like Blue Cross that offer maternity only policies.

As for cost? I had c/s both times.

Admitted Monday for induction, it failed, c/s Tuesday, discharged Friday......$17,000
Admitted Friday for c/s, spent Friday-Sunday in ICU, discharged Monday......$40,000 (I spent two days in ICU and got a transfusion)

Thank God I had insurance both times. I only paid $150 for admittance.

you just can't tell what might happen in the delivery room. Again, I don't know what state you're in, but I do know that Florida has two new health insurance programs that are lower cost for people that make too much for Medicaid, but not enough to really afford a private policy.
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