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May 17th, 2011, 12:27 AM
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Frackel Frackel is offline
Join Date: Dec 2010
Location: In my house :p
Posts: 1,288
It really is very scarey.
We lost our insurance once. Lissy was in the hospital and so dang sick. I had forgotten to send paperwork in and they were sure to let me know. They gave me a second chance and made an appointment for me to re-certify. But I missed the appointment because we were stuck in rainbow. I can't even begin to tell you how friggen worried I was, lol. There I was, with a toddler(ok, lil older than a toddler, lol) at home with my mom, and I was stuck with a baby on the brink of death in the hospital. She had already racked up a few hundred thousand in bills just in the month we had been there. Had no clue what would happen. I know it sounds like I got paranoid for nothing(and really I did), but at the time fifty million things were running through my head and every possible worst case scenario turned into a real feeling.
I had one of the nurses call in a child life specialist to see if perhaps they could help me figure out what to do. She's like "first off, calm down, we won't kick you out even if you can't pay. And secondly, we can take care of this for you and get everything back where it should be". I was so relieved. It did take a good month for the insurance to kick back in, but they go back and pay the last three month's worth of medical anyway. I was surprised they were able to help because the county department of jobs and families(aka welfare office) we were dealing with were *notorious for making life a living heck for people with issue after issue. I'd already dealt with them enough, lol.

Sorry that was sort of off topic there, lol. Insurance is one of those things that most people *need*, but a lot of people have one heck of a time getting. I'm grateful that pretty much every state(that I know of) has at least *some program for kids, if not full family. One bill at the wrong time, can really have such a huge impact. Sometimes even small ones do too!
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