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January 26th, 2013, 06:01 PM
~Kris~ ~Kris~ is offline
Platinum Supermommy
Join Date: Oct 2006
Posts: 32,940
The extrememly high car payments and groceries are what stick out to me! I second the idea to sell 1 (preferably both) privately and get ones that cost far less!

Groceries shouldn't be that much for 3 of you. In 2012 I averaged $455/month for groceries, toiletries, cleaning supplies, etc for my family of 5. So it's definitely possible for you to be in the $300-400 range!

I would also suggest writing down every single penny that you spend. I'd bet that you probably spend more than you think you are on eating out, entertainment, etc.
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