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Insurance and high risk

Forum: High Risk Pregnancy


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January 7th, 2010, 10:18 AM
Momeejenjen's Avatar Platinum Supermommy
Join Date: Nov 2008
Location: Spring Hill, TN
Posts: 9,994
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I swear this is going to drive DH and I into bankruptcy!

Every time I go to my high risk doctor (every 2 weeks) it costs me 40 dollars copay each time! Then I pay a 25 dollar copay per month for my pills, then 30 dollars a month for my prenatals, then 50 dollars a month for my insulin, then 75 dollars a month for my test strips.

Thats a grand total of 260 a month thats on top of the 180 I pay FOR the insurance... thats a total of 440 a month. Good thing our cars are paid off.

I really wish I could just have a REGULAR pregnancy.

Pity Party over.
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January 7th, 2010, 01:43 PM
rebeccabaltimore and more's Avatar (rebeccabaltimore)
Join Date: Feb 2009
Posts: 1,732
The only reason I don't have to pay that much . . . is because we hit our out of pocket maximum with my first pregnancy, which was earlier this year. I spent $2000 on genetic testing when we lost Ethan! By the grace of god we didn't have to pay for his birth - the total came to $20,000

Thank you Vicki for my awesome siggy!!

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January 7th, 2010, 08:36 PM
Join Date: Sep 2009
Posts: 13
I know exactly what you mean, Bed rest at the hospital is costing us an easy 400 a day!!!! GRRRRR! thats not including what I have already paid my OB, or what its going to cost to have this little guy... Well there goes his college fund!
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January 7th, 2010, 10:07 PM
AliciaF's Avatar Mega Super Mommy
Join Date: Jul 2008
Location: Southern Cali
Posts: 2,517
We pay $1,000/month for our families health insurance. My med co-pays were $130/month on top of that

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January 10th, 2010, 05:42 AM
mamabeeto3's Avatar Super Mommy
Join Date: Sep 2007
Posts: 912
It's scary how much pregnancy can cost with insurance. I was very fortunate that my OB was part of my global care for my pregnancy. $15.00 one time for her and we were done. My MFM/peri was a $30.00 co-pay each visit which absolutely added up. I also had NST's 2x's per week, plus an MFM/peri visit weekly and in-home care 4x's per day for blood pressure monitoring. I met my out of pocket really fast with the $40.00 daily just for the in-home care.

Caden's birth cost $119,000 for everything. And I feel very fortunate that I paid only about $1500.00 towards that!
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January 12th, 2010, 07:38 PM
raisininthesun's Avatar Super Mommy
Join Date: Jun 2007
Location: Culpeper, Virginia
Posts: 370
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I don't have insurance, so I'm paying everything out of pocket. Could you set up payment plans?

That's what I've had to do.
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