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Insurance Vent (I swear I won't vent often)

Forum: 2013 Playroom


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May 25th, 2012, 07:29 AM
mistletoe's Avatar Mega Super Mommy
Join Date: Dec 2011
Posts: 1,248
Here's an introduction of myself, a vent already.
But I have to just get the anger released and then move on.
I am very, very grateful to have access to health insurance. That being said, our policy will not cover ANYTHING (no visits, no testing, no nothing) until I pay out of pocket $1000. This is a POS, not a high deductible plan. And they don't see the business irony of covering 100% newborn nursery care, but not mother's care. What's one reason for high nursery care (your bucks, Mr. Insurance man)? Lack of prenatal care. And with a $1000 price tag, which I'll pay, that's a hefty burden for many.

OK, vent over. Sorry about that.
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May 25th, 2012, 07:48 AM
MountainMomma's Avatar Platinum Supermommy
Join Date: May 2007
Location: Southern Iowa
Posts: 23,407
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I've often been frustrated over this exact same issue. I don't understand how the educated individuals who run the health care system can be so stupid, but it happens. I'm sorry your out of pocket costs are going to be so high.

Thanks to Jaidynsmum for my new siggy!

Click on my blinkies to tour some of my favorite boards!
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May 25th, 2012, 08:16 AM
Ravado's Avatar Mega Super Mommy
Join Date: Jan 2012
Posts: 1,841
Vent away! I am sorry, that is really crappy. I ended up with about $4,000 in copays for dd1. Turns out they treated pregnancy just like any other hospital stay so i owed 10% of everything (dd was 6 weeks early and i had a csection so it added up quick). So i understand your frustration. I changed health insurance plans since then so i hope it is better this time around.
LauraMom of 2
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May 25th, 2012, 09:11 AM
Mega Super Mommy
Join Date: Sep 2010
Location: Wister, OK
Posts: 2,082
I hate messing with insurance companies! I have to mess with the state insurance next week. Not looking forward to that. Last time with Olivia it was a big mess because they kept loosing stuff.

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May 25th, 2012, 10:12 AM
mistletoe's Avatar Mega Super Mommy
Join Date: Dec 2011
Posts: 1,248
The solidarity helps, though I wish none of you also had to deal with this crap too.
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May 25th, 2012, 06:35 PM
MeggysMommy's Avatar 3 + 1
Join Date: Oct 2009
Location: Oregon
Posts: 10,202
Oh man! That is totally the pits
Cay wife to David mom to Megan 10/01/2010 and April 7/14/2013

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