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Insurance question

Forum: 2013 Playroom


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September 21st, 2013, 10:36 AM
Mega Super Mommy
Join Date: Jun 2012
Posts: 2,850
Was thinking earlier in my thinking chamber (shower) about my current/upcoming financial situation. My mind went over those deductions that came out of my paycheck and focused on two lines-- employee hospital indemnity and family hospital indemnity, and snagged there. I tried to recall my conversation with the insurance rep. If I'm not mistaken that is a $100 reimbursement per day for hospital stay. Has anyone ever used this benefit? Would the twins count in the family one even though they weren't born when I signed up? I'm looking at possibly an extended hospital stay for them. Would it be each? Or so they count as a set? This is the first year I added that benefit and I only added it bc I was planning for surgery this summer and bc Sean had gotten hurt playing football last year.
Shana, mom to DS1 (21), DS2 (18), DD (4) and DS3 (4)
Joining and in November 2013
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September 21st, 2013, 01:24 PM
FairyDustMom's Avatar Mega Super Mommy
Join Date: Jun 2013
Posts: 4,471
Not sure how insurance works in this case in the US. Hope another momma knows. Sorry I'm not much of help here
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September 21st, 2013, 02:37 PM
Mega Super Mommy
Join Date: Mar 2013
Posts: 3,604
You'd have to call for the twins as they weren't here when you signed up. If they do count, they would certainly count as their own person. I hope that they are covered!
Laura, homeschooling mama to Christine 1-02, Nicole 5-03, Everett 4-09, Alister 9-10, Moira and Giselle born October 24, 2013!

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