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Forum: Financial Planning and Budgeting


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July 6th, 2011, 10:39 AM
wefrogy's Avatar Platinum Supermommy
Join Date: Jul 2007
Posts: 17,062
Hi ladies! I'm popping over from the Frugal Mommies board. Thanks for posting the invite JessP

I'm Michelle. Not really that frugal, but recently got into couponing and always shop sales and clearance racks.

Up to this point I don't do a budget, but am thinking I need a way to better save for specifics like Christmas or a certain item or activity that we want.

I look forward to posting with and sharing and learn from you ladies

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July 6th, 2011, 04:08 PM
JessP's Avatar Lovin life and family
Join Date: May 2009
Location: Washington
Posts: 22,034
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Welcome! So glad you are joining us. I hope that we can help you. I know I am bad at saving which is why I have credit cards . So together we will all get through this .

Thanks .:Shortcake:. for my great siggie

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July 6th, 2011, 05:43 PM
Hazel's Avatar Mega Super Mommy
Join Date: Jan 2011
Posts: 2,679
For Christmas savings, check out your local credit union and see if they have an interest-bearing holiday account--the money isn't available to withdraw until the holiday shopping season begins so you can't be tempted to borrow from it

And I recommend a credit union because a lot of banks don't pay interest on those accounts--the interest may not be a lot but it's still something!
Mom of S, B, and Iz
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