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Forum: Moms of Teens and Preteens


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April 2nd, 2012, 08:30 PM
wefrogy's Avatar Platinum Supermommy
Join Date: Jul 2007
Posts: 17,062
Do you plan to either buy or help your teen buy their first car or will they have to pay for it them self?

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April 3rd, 2012, 04:26 AM
Mega Super Mommy
Join Date: Mar 2012
Location: Australia
Posts: 1,309
They have to pay for it themselves.
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April 3rd, 2012, 10:21 AM
Jaidynsmum's Avatar Dreams do come true....
Join Date: Jan 2007
Location: Scotland, UK
Posts: 15,647
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If they want a car then they'll pay and insure it themselves! Insurance is sky high for the age 17-21 bracket so I doubt any of them will own a car until they are past the ludicrous insurance costs.
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April 3rd, 2012, 04:27 PM
wefrogy's Avatar Platinum Supermommy
Join Date: Jul 2007
Posts: 17,062
we plan to get David a fixer upper around age 15 so he and his dad can fix it up and get it road ready for when David gets his license.

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April 3rd, 2012, 05:25 PM
Join Date: Dec 2011
Location: BC Canada
Posts: 310
DH & I are torn on this topic.

We think if the kids can come up with 50% we'll cover the other 50%, to a certain price. But my sis & BIL always told me that they were going to buy their kids their first car...and Kristi & Leah are old enough to remember this. But now that my sis & BIL are no longer with us, DH & I are torn as to do the 50/50 or pull the money my sis & BIL put aside for big things (cars & college) for their kids and pay the full bill.

We are kind of leaning more towards the 50/50 and then pull a year or two worth of insurance out of that fund, for each kid. BUT then comes the thing where when it's our own kids turn to get a car how do we do this and keep it "fair"? My sis & BIL were a LOT better off than we are financially, but we figure we should still be able to afford the 50/50 for our own kids, but they'd have to pay their own insurance.

GAH! haha Thankfully we have another year or so before we really have to worry about this.
Brianne & Christopher
Married since July 2002

Together we have 4 beautiful children:
Treyden (Dec/97), Emily (Jun/00), Christina (Oct/03) & Hilarie (Dec/04)

Together we are raising 7 of my nieces & nephews:
Kristina (Feb/96), Leah (Jan/98), Austin (Apr/00), Dylan (Feb/02), Mya (Feb/02), Landon (Apr/03) & Melanie (May/08)

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April 4th, 2012, 12:14 PM
Join Date: Mar 2012
Posts: 13
Funny this topic came up since tomorrow morning I take my oldest (Tesla) in for her driving test and my son Dannie is taking his permit test. Scary day at my house.

Tesla actually did all of the research and paid for most of her first car. Unfortunately, she got scammed. And since our family is growing this year (I'm getting married and adding Isaac his 7 year old to the mix) we decided to go ahead and get another car so she and Dannie will get my old one.

I have also always told my kids I would pay their insurance unless they choose to disregard appropriate driving activities (tickets, etc) and at that point they wouldn't be driving any longer. They will be responsible for their own gas however.
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April 4th, 2012, 03:00 PM
mamma_anna's Avatar Mega Super Mommy
Join Date: Feb 2011
Posts: 1,953
Originally Posted by Krispy View Post
Funny this topic came up since tomorrow morning I take my oldest (Tesla) in for her driving test and my son Dannie is taking his permit test. Scary day at my house.
I understand that fear. Meg will be getting her license in about a month. Good luck to them both!!

If our girls want their own car then they have to pay for it themselves. We will co-sign a loan if it's necessary but they have to cover all the payments, all maintenance and gas. We'll pay for insurance though because our company has a good program for teen drivers but they have to be on our policy. And if they didn't have their own car and were just driving ours we'd be paying for insurance anyway.

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April 5th, 2012, 08:10 AM
badgirl11381's Avatar Super Mommy
Join Date: Oct 2008
Location: Pennsylvania
Posts: 913
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Brittney will go for her permit this year. I plan to help her buy a cheap car. She will deffinatley have to put in at least 50% I'm scared for her to drive but it will also help out a lot. We have been practicing in our neighborhood...she deff needs more practice before she will test lol

Thank you Babydoll213 for my beautiful siggy
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June 5th, 2012, 10:09 AM
Platinum Supermommy
Join Date: Nov 2004
Posts: 8,385
I'll maybe help them with a car when they move out. So they can come home and visit
mom of 5 girls
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June 7th, 2012, 06:15 AM
BOYSxTWO's Avatar Veteran
Join Date: Jun 2012
Posts: 239
i will purchase my son's first car. i just bought a new car and i don't want him driving it!!! LOL
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July 22nd, 2012, 02:46 PM
Join Date: Jul 2012
Posts: 10
I paid for mine and my own insurance but if work gets in the way of school that's not possible for them. I don't have to worry quite yet but I lean towards them paying.
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September 2nd, 2012, 03:55 AM
BOYSxTWO's Avatar Veteran
Join Date: Jun 2012
Posts: 239
My son just got his license; I will be buying a little something to run around in. He plays sports and his job is to do well in school and continue with his sports so that he's eligible for a scholarship to college. Additionally, he'll be driving himself and DS2 to school.
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October 23rd, 2012, 02:50 PM
Join Date: Oct 2012
Posts: 202
We've helped them all (well the oldest 5 whom are driving age and our niece) with their first cars - except one - who off and bought his himself (very proud moment for he and us). Each was required to have a job and we helped them manage the money in order to pay the note, the insurance, and the gas. We have three more to go and the 14 year old has already gotten a job to start saving for a down-payment (or buy one outright).
Mama to a few:
L (5-21-88); Mi (dn, 8-29-91); A (10-27-91); I (10-2-92); Ma (dd, 4-17-94);
N (10-29-95); S (10-13-98); Le (10-28-00); C (3-7-03)

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November 25th, 2012, 05:04 AM
Join Date: Nov 2012
Posts: 9
My husband and I are buying my daughter one. Shes had a tough time the last two years and has been pretty much working and supporting herself on a low budget with all kinds of health issues going on which have impacted on that. Shes proved herself responsible and mature. Shes paid for her own lessons and test and rent.

As for insurance/MOT etc, well we will pay the first year then after that shes on her own. She will have ample opportunity to save and learn about running a car. If shes fails miserably by the end of the year then she will have to think and learn the hard way. Bank of mum will be closed but the support desk will still be open.

But in all honesty, shes 22 and deserves it. Not to mention shes been living in the sticks for two years with non existent buses so its about time she upgraded and shes made a huge effort to earn this. Not to mention I love her madly and think shes worth this.
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January 5th, 2013, 10:26 PM
Join Date: Jan 2013
Posts: 37
Me and my husband bought my 17 yr old daughter,her first car when she turned 16.But we made her sign a contract,if she violates any part of the contract,she loses her car.

Then my 23 yr old daughter,we also bought her first car.She also had contract too.
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