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  #1  
January 22nd, 2007, 05:47 AM
Kristin143's Avatar Mega Super Mommy
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Did your parents have one for you?
Are you going to start one for your kid(s)?
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  #2  
January 22nd, 2007, 10:35 AM
duality's Avatar Miss Mama
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My parents didn't start one for me, but I have one for my daughter.
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  #3  
January 22nd, 2007, 12:06 PM
Kristin143's Avatar Mega Super Mommy
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Quote:
Did your parents have one for you?
Are you going to start one for your kid(s)?[/b]
Nope i did not have one for myself, and i set up bank accts for the kids so that will build up and they can use that.
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  #4  
January 22nd, 2007, 02:57 PM
Lydata's Avatar Mega Super Mommy
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Did your parents have one for you? Yes.
Are you going to start one for your kid(s)? Yes
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  #5  
January 23rd, 2007, 08:04 PM
klfc28
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Nope not at all. They didnt have the money.

If we have the money, then we will start one I'm sure.
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  #6  
January 23rd, 2007, 10:29 PM
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Ditto my parents didn't have the money either. The company I work for offers college funds that they match up to 6% of whatever you put into the savings acct so I plan on doing that once this little one is here.
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  #7  
January 24th, 2007, 11:24 AM
Kristin143's Avatar Mega Super Mommy
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Quote:
Ditto my parents didn't have the money either. The company I work for offers college funds that they match up to 6% of whatever you put into the savings acct so I plan on doing that once this little one is here.[/b]
Thats awesome! I think its a good thing and you know you are at a good place to work wh en they attempt to help you out with little things like college funds and such!
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  #8  
January 24th, 2007, 11:15 PM
starcie
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Once upon a time you didn't need them in Australia - my dad went to uni for free, so nope, I didn't have one.
At the moment the government pays your tuition and you just pay it back through a bit extra tax but I'm thinking I'm going to start a fund just incase - you never know what will happen in the next 18 years! Although I might have to wait until I've paid off my uni costs (whenever that may be)
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  #9  
January 26th, 2007, 07:24 AM
Kristin143's Avatar Mega Super Mommy
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Quote:
Once upon a time you didn't need them in Australia - my dad went to uni for free, so nope, I didn't have one.
At the moment the government pays your tuition and you just pay it back through a bit extra tax but I'm thinking I'm going to start a fund just incase - you never know what will happen in the next 18 years! Although I might have to wait until I've paid off my uni costs (whenever that may be)[/b]
I love and think its awesome that counties pay for school.. But then its also sad that America does not lol School and medical care are just two things we dont feel the need to pay for lol.. SMH sometimes i think haha..

In Australia is it like Loans or are you just givin said money and when it runs out it runs out?
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  #10  
January 28th, 2007, 07:22 PM
starcie
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There are two types of university spots in any given course - full fee and commonwealth supported. With either the govt can pay for your fees and you just pay it back. Difference being that csp are about 3 - 5 thousand a year and full fee can be up to like 20 thousand or something.

The govt doesn't actually decide if they want to pay for you to study - you just apply for the place that you want (usually csp - why pay way more than you have to) and if the uni accepts your application then the govt covers it unless you pay the fees yourself upfront! Theres no interest on the loan amounts either, just cost of living indexing which is pretty good too. The only problem is that becasue theres no limit its really easy to end up with quite a big debt - I think mine is about $20 000 coz I've chopped and changed my degree so many times!

You're right - healthcare is another thing we are pretty lucky with here too. I was shocked and horrified to read in my DDC that people were having to fork out thousands of dollars to have a baby, and maybe not get it all reimbursed through insurance. I don't have private health insurance at all and our medical costs for the baby will be $20 for the childbirth preparation classes and $19 if I want a tv in the hospital room. Thats it - no dr fees, hospital fees, tests or anything. Its all covered by our public health system.
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  #11  
January 29th, 2007, 10:51 AM
Kristin143's Avatar Mega Super Mommy
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Quote:
There are two types of university spots in any given course - full fee and commonwealth supported. With either the govt can pay for your fees and you just pay it back. Difference being that csp are about 3 - 5 thousand a year and full fee can be up to like 20 thousand or something.

The govt doesn't actually decide if they want to pay for you to study - you just apply for the place that you want (usually csp - why pay way more than you have to) and if the uni accepts your application then the govt covers it unless you pay the fees yourself upfront! Theres no interest on the loan amounts either, just cost of living indexing which is pretty good too. The only problem is that becasue theres no limit its really easy to end up with quite a big debt - I think mine is about $20 000 coz I've chopped and changed my degree so many times!

You're right - healthcare is another thing we are pretty lucky with here too. I was shocked and horrified to read in my DDC that people were having to fork out thousands of dollars to have a baby, and maybe not get it all reimbursed through insurance. I don't have private health insurance at all and our medical costs for the baby will be $20 for the childbirth preparation classes and $19 if I want a tv in the hospital room. Thats it - no dr fees, hospital fees, tests or anything. Its all covered by our public health system.[/b]
Oh i would LOVE it lol.. we pay over $300 a mos for ins and hubby is NOT even on the plain (we just pay out of hand for his doc appts, hospital trips ect) its crazy!!! In the USA we have OVER 45mil. people with no ins.. its kinda sad if u ask me..

And as for school.. JUST for my first 2 smests i payed 18,045.00 (got my student tax fourm right infront of me lol) its CRAZY! How everything is so diff. how we live in what seems to be other worlds lol
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  #12  
January 29th, 2007, 05:06 PM
starcie
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Quote:
Oh i would LOVE it lol.. we pay over $300 a mos for ins and hubby is NOT even on the plain (we just pay out of hand for his doc appts, hospital trips ect) its crazy!!! In the USA we have OVER 45mil. people with no ins.. its kinda sad if u ask me..

And as for school.. JUST for my first 2 smests i payed 18,045.00 (got my student tax fourm right infront of me lol) its CRAZY! How everything is so diff. how we live in what seems to be other worlds lol[/b]
And yet there are so many other things that are so similar....!
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