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Forum: Trying to Conceive with Medical Assistance


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February 2nd, 2009, 05:36 PM
Join Date: Jan 2009
Location: Florida
Posts: 286
Send a message via Yahoo to heatherslittlesis
Good evening ladies,

I am curious for those of you going thru IVF or have gone thru IVF when did you have to start paying? Thanks for the insight.
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February 2nd, 2009, 05:41 PM
KMH KMH is offline
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Join Date: Sep 2008
Location: right of center
Posts: 19,318
Great question. I was just thinking about that today and wondering how it worked. Do you pay for it all at once, or do you pay for things as they happen (meds, retrieval, transfer, etc.)?

Melissa & DH
IVF babies Claire (5), Abigail (3) and George (3)

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February 2nd, 2009, 05:57 PM
Super Mommy
Join Date: Nov 2008
Location: California
Posts: 671
Send a message via AIM to ccwantsbfp
Good question. With my first RE he rquired $4000.00 down(50%) to start the cycle and then pay as you go for anything addional. My current RE bills my insurance first and then any portion that comes back I pay for(They allow you to make arrangements for the rest)
The Person Who Said It Can't Be Done Should Not Interrupt The Woman Doing It-Chinese Proverb
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February 2nd, 2009, 06:26 PM
~April04~'s Avatar Platinum Supermommy
Join Date: Feb 2008
Location: Maryland
Posts: 10,463
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I have too pay a deposit at my orientation (tomorrow) and then the full balance at least 2 weeks before we cycle in.

Thank You Jaidynsmum for my gorgeous siggie!

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February 2nd, 2009, 07:02 PM
Just_Marie's Avatar Platinum Supermommy
Join Date: Jan 2006
Location: Canada
Posts: 28,175
My timeline is slower up here, but I paid $200 in Aug to get on the waitlist, they called and asked for $6150 last week, and I paid all my meds $2800 to their pharmacy last week also--I don't pay for any scans or bloodwork, and so all I need to pay are my hotels and food now when we leave on the 12th. The $6150 also includes one year of freezing. I can't recall how much a FET will cost me if this fails.

Lucky mother to five!

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February 2nd, 2009, 07:13 PM
kticesk8s's Avatar Mega Super Mommy
Join Date: Mar 2007
Location: San Diego, CA
Posts: 1,683
I had to pay my full balance at the baseline ultrasound. If you use financing or credit cards, you may not have to make a payment for a little bit, if you need that extra time.
Family Pic (kiddos are 16 months)

  • Me: 32.:. DH: 30...TTC w/ Male Factor.... BFP! Was triplets! NOW IT'S TWINS!!! 1 BOY, 1 GIRL
  • IVF #1: June '07 BFN
  • IVF #2: Oct '08 BFN
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February 2nd, 2009, 07:14 PM
richmond_girl's Avatar Mega Super Mommy
Join Date: Oct 2008
Location: Virginia
Posts: 4,792
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I was supposed to pay the full balance at my first 'menses' appt (baseline ultrasound) - but they were really flexible. Our insurance authorization hadn't gone through by the time that appt came, so even though we offered to pay the whole thing out of pocket and just get reimbursed later through insurance, the RE's office said they would just bill us later after the insurance went through.

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February 2nd, 2009, 11:22 PM
ZaydensMomma's Avatar Aaron Nicole
Join Date: Nov 2006
Location: Indiana
Posts: 16,454
I'd have to pay in full. People with insurance that cover IVF are extremely lucky.

Age 36 with PCOS, poor ovarian reserve (.197), and blocked left fallopian tube.
We are TTC our 2nd blessing baby.
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February 2nd, 2009, 11:33 PM
nelson1229's Avatar Super Mommy
Join Date: May 2008
Posts: 577
my whole IVF process cost me $$5500, which was expected at the time of my trial transfer!! THIS actually included.. cryo freezing of sperm and embies.. trial transfer... IVF TRANFSER AND RETRIEVAL... HIV bloodwork... and my doctor was nice enough to not charge for a couple ultrasounds he had to do becuse my monitoring DR was an A hole!!

All my meds cost me $1200 with Kroger.. some of the meds were on the discount list!
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February 3rd, 2009, 06:33 PM
Join Date: Jan 2009
Location: Florida
Posts: 286
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THanks ladies for all of your help. I do have health Insurance that covers 20k for a lifetime for infertility. So yes I am extremely fortunate and I count my blessing every day. I just started flo today so I callled the RE and will have my trial transfer appt and baseline on 2/13 yeah!!!!! They also said I do not have to pay until 2/26 whih I think is my start date since I just will start my bcp's tomorrow.
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February 4th, 2009, 07:07 AM
Oriyan's Avatar Platinum Superdupermommy
Join Date: Sep 2006
Posts: 10,467
We had to pay as soon as we cycled in 100% everything we owed. I am almost 16 weeks pregnant, and now that the insurance has decided to pay for 80% of some procedures, we are STILL dealing with this and paying copays we never paid and.. ugh its so confusing.
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