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-   -   How do I go about this? (https://www.justmommies.com/forums/f341-home-birth/345400-how-do-i-go-about.html)

crystal07 October 22nd, 2006 03:03 PM

:wacko: Do I call my insurance first or should I call a midwife first. i have done the hospital thing and I hate it. I want something more loving.

*:Onei*Chan:* October 22nd, 2006 03:09 PM

I wish I could help more, but I really have no idea. I would call my midwife first. I know that MOST insurances do not cover homebirth, but that doesnt mean that yours wont. Some will pay a percentage, I would call my mw and ask her if she knows anything, and then contact my insurance company. Good luck, and CONGRATS on your decision to have a homebirth!


UndaCovaSis October 22nd, 2006 06:29 PM

I just wanted to let yall know that Crystal is my big sissy (older sister). I watched her give birth twice. :wub: and without drugs! ^_^

Yeah!!! Justmommies is a family affair now. :cheer: :cheer:

*:Onei*Chan:* October 22nd, 2006 07:06 PM

How cool!

abigailsilva October 22nd, 2006 07:45 PM

Hey, first find out if it's legal in your state, not that that really matters, but it will prob have a bearing on your insurance. Yeah, call your midwife, do you already have one? My homebirth will be illegal, it's not legal in my state, and I have to pay totally Out of pocket, but it's 2500 and she's willing to wait till my taxes come back, EIC, so we're good, and it's totally worth it for me.

MrsPil October 22nd, 2006 08:22 PM

If your insurance doesn't cover a homebirth midwife you might consider asking her what she would charge for birth only. That way you could see an OB, discontinue care whenever you feel the need and only use your MW for birth. Some MW's will do this others won't. I have a lay midwife who is my backup in case baby is breech and she will only charge for the birth if she attends. It's a lot cheaper to have her on and have insurance pay for an OB.

abigailsilva October 22nd, 2006 08:43 PM

OH, I forgot to say

[color=#CC66CC][size=4]Congratulations on your decision!!!!

momma6_2angels October 23rd, 2006 06:23 AM

I would call the midwife and ask her. I had gotten on our insurances website and she was not listed as a provider but when we talked to her, we found out she took our insurance. We still paid $1000 out of pocket.

You will not regret this decision!! Congratulations on your baby!!

MissyPrincessEha October 25th, 2006 05:22 PM

When I had that insurance about 3 years ago they did cover homebirth with a cpm. You will just have to call them and ask. Also talk to your midwife and see if she does the whole insurance thing.

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