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-   -   what i think we have decided on... (https://www.justmommies.com/forums/f341-home-birth/630384-what-i-think-we-have-decided.html)

KBeans July 2nd, 2007 10:07 AM

dh really really wants to be in the hospital now, and is scared that if the homebirth doesn't go as planned and we end up in the hospital then we have to pay the hospital fees from our insurance and here we already paid our midwife too!

so we're just going to go with a doctor, and just have no speak of the VBAC. then when they go to schedule the c-section, im just going to be like...HUH? im going VBAC, im not doing a c-section....if he drops me, then so be it. i never even saw my OB in the hospital last time after the surgery anyways, so who cares who my doc is...

bubblesispreggers July 2nd, 2007 11:31 AM

Im pretty sure your insurance would cover it. Just see the Dr like you normaly would but just dont go to him when youre in labor. You can always keep pushing the scheduled date back until after you've had the baby.

With the plan you have now it seems like youd be open to a lot of bullying from the hosputal and it would be harder to have the birth you want.

Good luck with whatever you decide!

chipko July 2nd, 2007 12:48 PM

Another idea would be to talk to the midwife about co-care. Build a relationship with an OB in case you do end up in the hospital but plan to have the birth at home. It may actually make it cheaper if your insurance covers the prenatal care.

KBeans July 2nd, 2007 12:54 PM

it's the 3000 that the midwife needs by 36 weeks gestation...we cannot manage that.

our insurance covers the hospital fees but we still have to pay a co-pay type of payment. for the cesarean it was like 150...not sure what it would be for VBAC.

Isaeph July 2nd, 2007 01:26 PM

Will your insurance not cover the midwife? I've heard that many insurance co's prefer homebirths/birth center births because it costs them a lot less money.

bubblesispreggers July 2nd, 2007 01:39 PM

Our MW works on a sliding scale fee so you could ask yours about that. :smile: Also, you could pay so much every week so it would be spread out over the course of your pregnancy. It makes it a lot easier that way.

KBeans July 2nd, 2007 02:30 PM

^^ i've kinda updated on that in other posts..

the insurance covers NOTHING, actually excludes us for using a midwife.

and the sliding scale LOWEST amount still leaves us paying 100 a week! 400 a month. that is just NOT doable.

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