By Pamela Yellen, Author of Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial FutureBuilding your savings -- not an easy task in the best of times -- has become even more of a challenge. While women typically earn less than men in most occupations, the good news is that women's jobs have mainly held up during the recession. Women have a 20% lower unemployment rate than men, according to a just-released report from the U.S. Department of Labor. » Read more » Read more
If you go to any of the online calculators to determine whether or not you can afford another child, you will find that children are expensive. According to the USDA, the average cost of raising a child is over $200,000. But, let’s look at how they came up with this figure.
By Erin Lozano, Co-founder of GreenSherpa.comCreate a budget -- This is one of those tasks in our household that is right up there with brushing your teeth. It is a must do and it is on the calendar every week. Every Sunday I make a meal plan for the week and I refine our weekly budget. Out of this process I developed a cash flow management program called Green Sherpa. It helps me stay on trac » Read more
By Margie Warrell, Author of Find Your CourageYesterday a friend emailed me to say that after years trying to make it as a freelance writer she's admitted defeat and is now trying to find a paying job. I replied to her that she needed to drop the 'defeated' talk and instead reframe her situation more positively. » Read more
By Patricia WoodAs a result of the recent growth of homeschooling in the US, colleges and universities have received an increasing number of application from home-schooled students. Admissions offices have found it necessary to assess whether and how their admissions requirements should be modified to allow fair review of the credentials submitted by homeschooled students. » Read more
By Shannon LoaneIn 2003-2004, tuition and fees at public four-year colleges and universities averaged $4,694, while those at private four-year colleges averaged $19,710. Total charges, including room and board, were $10,636 at public institutions and $26,854 at private ones. Between 1993-94 and 2003-04, average tuition and fees rose 47% at public four-year institutions and 42% at private institutions. » Read more » Read more » Read more » Read more